Student accommodation insurance
Benefit from essential services and guarantees for your home

- Rental risks / Owner's recourse : For material damage from fire, explosion or water damage guaranteed and caused to the building (Rental liability art. 1302, 1732 to 1735 of the civil code). The guarantee limit = Amount of damage and No Deductible

- Rental risks / Recourse by neighbors and third parties : For consequential material and immaterial damage caused to them by the communication of a fire, an explosion or a water damage occurred to the goods guaranteed under this contract (Recourse by neighbors and third parties art. 1240 to 1244 of the civil code). The guarantee = € 3,000,000 (material damage) and € 300,000 (consequential non-material damage)

In the event of a guaranteed disaster (fire, explosion or water damage) your property is insured. The compensation limits for your property are based on the number of rooms in your home. The amount of guarantees is € 3,500 per room.

Fire, explosion or implosion originating inside an electrical appliance as well as the effects of electric current or overvoltage due to lightning on your electrical appliances are insured. The amount of compensation is up to 1000 € / room (IT equipment and peripherals excluded => Guarantee covered in the IT equipment extension option).

The purpose of this guarantee is to allow you, in the event of a guaranteed dispute, to seek an amicable solution and, failing this, when a satisfactory amicable solution cannot be envisaged, benefit from legal assistance in request and in defense as well. reimbursement of costs incurred up to € 11,000 with an intervention threshold from € 250

In the event of a guaranteed loss making your accommodation uninhabitable, the excess rent or compensation that you pay to be able to be temporarily rehoused under identical conditions will be reimbursed to you for the time necessary to restore the damaged premises, estimated to be d expert, and within the limit of the duration of the date of the claim until the end of your insurance contract on 08/31. Your rent will therefore be deducted from the reimbursement of rehousing costs.

- CL privacy : You are guaranteed against the financial consequences of civil liability for personal life that you may incur as a result of an accident for consequential bodily, material and immaterial damage caused to third parties. - Guarantee limit: € 3,000,000

- CL school life and internships : The guarantee is extended to the consequences of the civil liability for private life which may fall on you as a student, without exercising a profession, within the framework of an internship in a company which is the subject of an internship agreement, for consequential bodily, material and immaterial damage suffered by a third party (€ 3,000,000), including for damage caused to property entrusted by the company (€ 15,000). This guarantee does not cover internships involving the practice of prescription or medical procedures, as well as internships carried out in the field of medical or scientific research.

- Theft and vandalism : You are guaranteed during the disappearance, destruction or deterioration of the insured property following theft or attempted theft committed in your accommodation by breaking and entering closed and / or covered means, or means of protection and closure insured premises. Cash and jewelry are excluded from this contract. IT and peripheral equipment is also excluded from this contract (=> Guarantee covered in the IT equipment extension option). Compensation amount up to € 1,000 per room including € 300 for individual cellar.

- Broken glass : Guarantee limit: € 250 / room.

The computer hardware extension option guarantees you compensation for your desktop computer, laptop, printer and peripherals in the event of electrical damage, accidental breakage or burglary in your accommodation

The amount of compensation for your IT equipment is guaranteed up to € 1,350 . This amount of compensation applies per person who has chosen the option.

- Juridic assistance : The lawyers specialized in the legal information service are at your disposal to provide you with all legal and practical information on your rights and in prevention of any litigation.

- Juridic protection : The purpose of the guarantee is to enable you to seek an amicable solution to your dispute and, where applicable, when a satisfactory amicable solution cannot be envisaged, its assistance in court, in demand or in defense as well as the reimbursement of procedural costs incurred. (Minimum intervention threshold 250 €). The areas of legal protection guarantee are consumption and housing.