STUDENT CIVIL LIABILITY INSURANCE
Student insurance
16.00 €
Price VAT
per year
Secure your student life, internships and stays abroad at the best price in just 5 minutes !
- Immediate proof of liability insurance
- Without any justification
- 100% digital online subscription
CIVIL LIABILITY INSURANCE FOR STUDENTS & APPRENTICES - FROM 1.33 €/MONTH
Your complete protection that follows you everywhere, from the lecture hall to your internship, in France and abroad.
Student, work-study student or apprentice: get your Civil Liability certificate in just a few clicks ! Whether it's to validate your registration for higher education or to finalize your internship agreement, in France or abroad, the Civil Liability certificate is essential.
Don't waste any more time ! StudyAssur as designed the "Student Insurance" contract for you : comprehensive protection at the best price, designed to cover all your daily activities. From lectures to internships, benefit from tailor-made coverage that adapts to your academic path.
Civil liability insurance is your financial shield. It covers the consequences of damage you may accidentally cause to other people (whether it be physical injury or property damage).
A moment of inattention, spilled coffee on your internship equipment, or an accident in your student residence can cost thousands of euros. Without this coverage, you (or your parents) would be responsible for reimbursing the costs. With our liability insurance, you transform a major financial risk into peace of mind for the price of a coffee a month.
Student insurance
16.00 €
Price VAT
per year
Your essential student liability insurance for all your activities: studies, internships, leisure, travel, babysitting...
- At university or school
- In companies (apprenticeships and internships)
- In France and internationally
Your customer account allows you to subscribe or report a claim independently.
Immediately after subscribing and making secure online payment by credit card, your civil liability certificate is sent to your email inbox (printable in pdf format).
Simple, fast and ultra-convenient, liability insurance takes effect immediately after your payment is validated.
For 14 days, no stress, you can change your mind without any justification. You will receive a full refund at no cost.
THAT'S YOUR WORD !
Students' and work-study students' opinions
StudyAssur
Faire des contrats d'1 an au moment de la souscription et pas pour l'année scolaire en cours.
GABRIEL
Student civil liability
17/03/2026
Je recommande Studyassur. C’est une offre qui combine plusieurs avantages et abordable pour les étudiants. Excellent rapport qualité prix.
ISKYL
Student civil liability
17/03/2026
Satisfaite du service.
DARLENE EVERGETTE
Student civil liability
16/03/2026
STUDENT CIVIL LIABILITY INSURANCE
Details of coverage : Civil Liability, Accident and International Assistance
Student Insurance
16.00 €
Price VAT
per year
Certificate conforms to the requirements of French higher education institutions and internship organizations worldwide
- Civil liability for studies and internships
- Medical and paramedical civil liability
- Individual accident
- Assistance and relocation
THE GUARANTEES OF THE "STUDENT INSURANCE" CONTRACT
Student liability insurance is essential protection that covers property damage or bodily injury you may accidentally cause to a third party. Whether on campus, during leisure activities, or in your daily life, it protects you from the financial consequences of unforeseen events.
StudyAssur has developed a dedicated offer for students, apprentices, and those in work-study programs, including specific guarantees to secure your academic journey. You are protected during your academic activities, your travel to your place of training, and, above all, during yourinternships in companies, whether they take place in France or anywhere in the world.
Everyday examples where your liability insurance saves the day :
- A friend's computer crashes : You're working in a group at the library, and you accidentally spill your coffee on your neighbor's state-of-the-art computer. Your liability insurance covers the repair or replacement costs.
- The stampede on the stairs : You're in a hurry to get to class, you bump into someone on the university stairs. The person falls and breaks their wrist. Your liability insurance covers the medical expenses and compensation related to this accident.
- Mistakes during your internship: During your internship, you handle expensive equipment or make a handling error that damages professional equipment. Your "Internship Liability Insurance" option covers the damage caused to the company.
PUBLIC LIABILITY
MEDICAL CIVIL LIABILITY• Up to the fourth year of studies: Medicine, Orthoponics, Orthoptics, Physiotherapy, Dentistry, Nursing Schools, Childcare, Nursing Assistants, Radiographers
• Up to the fifth year of studies: Psychology, Pharmacy, and Midwifery
• Up to the sixth year of studies: Osteopaths, Preparation for entrance exams for Occupational Therapy and Psychomotor Therapy diplomas.
INDIVIDUAL ACCIDENT• Any event whose triggering event occurred during the period covered by the guarantee and which resulted in a disability greater than 10%.
• In the event of accidental disability, when the insured is the victim of a covered accident and it is medically established that a permanent partial or total disability persists with a rate equal to or greater than 10%, the insurer pays the insured a lump sum variable according to the insured's disability rate :
- For a disability of 10% to 29% (inclusive): 200 €,
- For a disability of 30% to 59% (inclusive): 4,500 €
- For a disability of 60% to 100% (inclusive): 10,500 €
ASSISTANCE / REPATRIATIONThis guarantee covers :
• transport/repatriation of the sick or injured person;
• rescue costs on the slopes;
• the presence of a relative at the hospital ;
• reimbursement of medical expenses abroad;
• advance payment of hospitalization costs;
• repatriation of the body in the event of death;
• an advance of funds abroad in the event of theft or loss of means of payment;
• an advance of bail for prosecutions resulting from traffic accidents abroad. :
EXPERT ADVICE
Good to know : Foreign universities and companies are increasingly demanding regarding the wording of insurance policies. The StudyAssur contract is specifically designed to be accepted worldwide. Your certificate explicitly mentions your International Civil Liability coverage , an essential document for validating your internship agreement outside of France (Erasmus+, internships in the USA, Canada, Asia, etc.).
"Beware of your healthcare costs outside of France!" This contract includes your Civil Liability and repatriation assistance (for stays of less than 120 days). However, it does not cover your medical expenses abroad.
For comprehensive international medical coverage (actual costs from the first euro), we recommend you take out our Study Travel Insurance Contract. It's the only policy that guarantees full coverage of your healthcare expenses worldwide, as well as repatriation coverage for stays of more than 4 months..
STUDYASSUR, SOLIDARITY INSURANCE FOR STUDENTS AND YOUNG PEOPLE
EUROS FROM THE HEART
Did you know? When you take out your home insurance with StudyAssur, you're also doing a good deed! In solidarity and responsible towards students and young people, StudyAssur automatically donates €1 of the amount of your premium to charities. The sums collected (Euros from the heart) are used to combat poor student housing and, more generally, to improve the living conditions of young people. Thank you for your support !
Thanks to you, we're supporting them :
UNDERSTANDING ALL ABOUT LIABILITY INSURANCE STUDY
Have a question? Quickly find all the answers to manage your insurance with complete peace of mind.
What is civil liability ?
Civil liability, also known by the acronym RC, is a legal concept of the French Civil Code (Article 1382 of the Civil Code (old) – New article 1240) which obliges a person to compensate for the damage they have caused to a third party, whether through negligence, recklessness or fault.
Generally speaking, damages are understood to mean :
- Personal injury (harm to physical integrity)
- Material damage (damage related to heritage)
- Intangible damages (loss of enjoyment of a right)
Student liability insurance aims to protect you financially against injuries or damages unintentionally caused to another person. Without student liability insurance, you will be directly liable to compensate the victim.
Who can get insurance ?
Our civil liability contract is open to all residents in France aged 16 to 34, regardless of their nationality, whether they are students, trainees or apprentices.
- Student, Trainee, Apprentice
- Ages 16 to 34
- All nationalities / Residents of France
Student insurance
16.00 €
Price VAT
per year
International Student Insurance - Certificate of insurance for internship agreement abroad
- In France and throughout the world
- Internships & Erasmus
Where and when are you covered ?
For your studies or internships, but also for all your school and extracurricular activities and your private life !
- World: Total protection in France and abroad
- Assistance & Repatriation: Worldwide coverage for all your stays of less than 120 days
- Personal Accident Insurance: Your personal injury protection is included throughout France
Prepare for your return to school with peace of mind ! Civil liability insurance is a required document for enrollment in higher education. Furthermore, your insurance certificate will be systematically requested for signing your internship agreements.
Get your certificate in 2 minutes ! Once your subscription is validated, you will immediately receive your document by email to finalize your registration or sign your internship agreement without delay.
.Internship insurance - Instant certificate sent to your email in 5 minutes
Student insurance
16.00 €
Price VAT
per year
Pricing and online subscriptionYour questions / Our answers ?
Yes, it is essential and almost always required.
Although the law does not « formally » require insurance to attend lectures, in practice it is mandatory for the following reasons :
- Administrative registration : The vast majority of universities and higher education institutions (engineering schools, business schools, etc.) require
proof of Civil Liability Insurance (RC) to validate your registration file.
- Practical work (TP) and sports : To access laboratories, gymnasiums, or participate in educational outings, the institution must ensure
that you are covered in case of damage caused to equipment or to others.
- Internships (Legal obligation) : As soon as you sign an internship agreement, the law requires you to have liability insurance coverage.
Without proof of insurance, your agreement cannot be signed by the institution.
Why is it risky not to have it ?
Without this insurance, if you accidentally injure someone on university premises or break expensive equipment during practical work,
you will have to pay for the damages out of your own pocket, which can amount to considerable sums.
Yes, absolutely ! Your Civil Liability (RC) insurance included in the Student Insurance contract offered by StudyAssur covers you worldwide. It is designed to meet the requirements of educational institutions and host companies internationally. Please note : If you are a citizen of a country outside the European Union, your coverage applies only within the EU. Claims occurring outside the European Union will not be covered.
What you need to know about your coverage abroad :
- Global protection : Whether you’re going away for a university semester, a company internship, or simply for a holiday,
you are covered against damage caused to third parties worldwide.
- Validation of internship agreements : Our certificate explicitly states its « Worldwide » validity, which allows you to sign
your international internship agreements.
- Validity period : Your liability protection is active for the entire duration of your contract (1 year).
Pay attention to important nuances :
- Damage caused to others : That’s the role of RC. It works perfectly abroad.
- Your own healthcare costs : In the event of illness or personal accident outside of France, your liability insurance will not reimburse your hospital or doctor’s bills..
- L'Assistance Rapatriement : It is included in your contract for all your stays abroad of less than 120 days.
StudyAssur’s advice : For a worry-free trip, always check if your destination requires specific health insurance coverage (as in the USA or Canada). If your stay exceeds 4 months, we recommend purchasing our Study Travel Insurance, which will cover medical expenses, civil liability, and reimbursement.